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SHOULD YOU CONSIDER LET TO BUY IF YOU WANT TO MOVE HOUSE.

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                                                            You are probably familiar with buy-to-let, where you purchase a second property with the intention of renting it. But what if you want to move home as well as become a landlord?   What is ‘let to buy’? We sometimes find that when we suggest let to buy as an option people find the concept a little odd. We tend to think about our relationship with our property in three ways   ·         We rent and try to get in a position to own our own home ·         We have a mortgage and own our own home ·         We have a mortgage and own our own home as well a further new mortgage for a property we rent out.   Traditionally, when we want to move ...

THE DEFINITIVE GUIDE TO STAGING YOUR HOME IN NORTHAMPTONSHIRE

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  The property market can be very competitive, even cut throat in some areas of the UK. So, when it comes to putting your home in Northamptonshire up for sale, you’ll want to make an effort as soon as possible. That’s why many sellers are now spending time ‘staging’ their houses, which basically means ensuring they look their best. Here’s our guide to staging your home in Northamptonshire, and how doing so could help you land a quick sale.   Selling can be a slow process There’s no getting away from it, many factors have hit the UK housing market, from the tightening of lending guidelines to political uncertainty. The good news is, currently the average time to sell a property is 55 days. The bad news is that the selling time can vary depending on where you live in the UK. Even if you are in an area where properties get snapped up immediately, don’t be too complacent. You never know what the competition will be like or what factors might suddenly affect the sale of your home, ...

BUYING A HOME – TOP FIVE THINGS NO ONE TELLS YOU

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Buying a new home is an exciting time, and though there are many resources out there to help you prepare for it, there are some things that people just don’t tell you. To help you out, here are five things you should know when searching for your dream home: Spend Some Time In The Area When choosing a new home, you’ll want to spend some time getting to know the local area to ensure it’s right for you. Good schools, nearby shops and transport links are common on a buyer’s checklist, but you should also take into account how the area changes during the day - how busy are the roads in the morning? Is the nightlife disruptive on the weekend? It’s also a good idea to check the planning registry for any building projects that may be taking place nearby – a new development could block a nice view from your window, and persistent building noise could ruin the peace and quiet you’re after. Get A Head Start On Your Mortgage You don’t have to wait till you’ve made an offer to start securing a mort...

CHOOSING AN ESTATE AGENT IN NORTHAMPTONSHIRE

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  Congratulations on your decision to search for a new home in Northamptonshire. This is an exciting time for you and now is the right moment to consider two highly important elements to make sure you locate and purchase your dream property without hassle or stress. Right now, you may be in the position of not knowing where or how to start your search, or even what to look at first, and that’s where we come in! Here at Chelton Brown we are experts in property searches in Northamptonshire and have plenty of useful tips to help you through the process. Trust the Professionals First and most importantly, you should always enlist the help of a professional estate agent to help you in your property search. Yes, of course we are biased, but trust us, a knowledgeable, local estate agent will save you hours of time, not only during your initial search, but also when it comes to viewing suitable properties, making an offer and negotiating a deal, right through to exchange and completion. It...

7 THINGS SELLERS NEED TO DECLARE TO ESTATE AGENTS ABOUT THEIR HOME

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  7 THINGS SELLERS NEED TO DECLARE TO ESTATE AGENTS ABOUT THEIR HOME There’s no denying that selling a home involves paperwork. When preparing to sell, you’ll need to declare various things to your estate agent. While you may be worried about having to share potential issues from the past, it’s important to remember that what you disclose won’t necessarily put buyers off. An old building can be seen as an ‘opportunity for modernisation’. Planning permission from neighbours can be recognised as ‘potential to extend’. Plus, a good estate agent can find the right buyer no matter the circumstances. To prepare you for the sale, here are seven of the most important things you’ll need to declare to estate agents about your home.    1. What you plan to take and leave When you sell up, you’ll need to complete a ‘fixtures and fittings’ form. This will tell buyers what you plan to take with you when you leave, and what will be left behind for them. It’s important to establish these ...

ARE YOU READY TO DOWNSIZE? 5 SIGNS IT’S TIME TO MAKE THE MOVE

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  Are you wondering if it’s time to downsize? The term downsizing simply means selling your home to buy a smaller one. But while the definition is easy to understand, the decision certainly isn’t easy to make. Choosing to sell your home is a big decision. And downsizing can feel like an even bigger one. People sell their homes in exchange for a smaller one for many different reasons. But it’s usually because the space isn’t right for them anymore. If you’re unsure whether you’re ready to downsize, here are five signs it might be time to make the move.   1. It’s Hard to Maintain The bigger the house, the harder it is to maintain – and that’s a fact. From general repair work to regular hoovering, there’s a lot that needs to be done to keep a house in check. If you’re struggling to keep up with the maintenance of your home, because of changes in your mobility or just because your priorities are different, downsizing can make these things much more manageable.   2. You Have T...